Dmitry Romanchuk
Independent Financial Advisor in Germany (Licensed §34h Honorar-Finanzanlagenberater)
I help people build simple and reliable long-term investment strategies based on ETFs. My approach is transparent, tax-efficient and tailored to your personal goals.
My advisory model is fee-based (Honorar) and fully independent – I do not receive any commissions from banks or insurance companies. This ensures client-focused recommendations.
- Transparent, fee-based advisory model
- Focus on ETFs and long-term strategies
- Independent from banks and insurance companies
- Guidance tailored to your personal situation
How I help you invest with confidence in Germany
I provide independent financial advice focused on long-term ETF investing. Together we will:
- Review your current financial situation
- Define your goals clearly
- Create a personal ETF strategy
- Choose the right broker in Germany
- Build an ETF portfolio that matches your risk level
- Set up automated investing (Sparplan)
- Understand how investment taxation works in Germany
- Learn practical tools for ETF selection and analysis
- Gain the confidence to manage your investments on your own
- A clear strategy helps your capital grow steadily over time.
How I support you on your investment journey
1. Intro call
We have a short 15–20 minute call to understand your situation and see whether I can help with your request.
2. Deep-dive meeting
We review your financial situation, clarify your goals and discuss the best approach to building your long-term investment strategy.
3. Personal investment plan
You receive a clear, structured action plan with ETF recommendations, tax considerations and step-by-step instructions tailored to your goals.
4. Implementation support
I guide you through opening the right brokerage account and making your first investments.
5. Ongoing guidance
If needed, we stay in touch — you can ask questions, get clarifications and update your plan as your situation evolves.